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Wednesday, 22 November 2017

Google Tez Payment Mobile App – Full Review

Google Tez Payment Mobile App

          Making payments or transferring money to friends or relatives or businesses whenever the need arises have become no longer complicated nor consumes much of our time. With the evolvement of digital payment apps, cash transfers have become as simpler as sending texts. The most reputed search engine giant Google has now tried its hands on payment industry with the launch of the unique app called Tez.
           Given the existence of other reputed players like Paytm, BHIM, Phonepe let us find out what Tez has new in it's bag. Simply you can't think that the highly efficient app Tez looks like Paytm because Tez is not at all a digital wallet. Tez has been designed uniquely as it links your phone with your bank accounts so that it becomes possibly easier to transfer or make payments directly from the linked bank accounts via phone itself.
           Tez app works efficiently with Android devices and iOS and also it supports various regional languages like Tamil, Hindi, Malayalam, Telugu, Bengali, Kannada, Marathi and Gujarathi.

Getting started:
  • ·         Firstly you have to download the Tez app that has been existing in Google Play store and also in App Store. Once you download, it will prompt you to get registered. You will have to mention your mobile number and Google account and then have to select your bank from the list of banks provided.
  • ·         Having registered your phone number, the app gets you the UPI access from the particular bank you have account with. The UPI ID will be linked to the Google account that has been registered by default.
  • ·         Next you will be asked to set a secret UPI pin for security purposes. You can also for finger print option to secure your account. Once you are done with the securing procedure, the app becomes ready to use.
  • ·         To send money, you can just tap on the payment tab and there appears the contact list with phone numbers that are linked with Tez app. You can select the recipient along the contact list. In other way, you can also mention account no + IFSC code or phone number or the UPI ID of the recipient.


Beyond sending and receiving money, Tez app enables you to make payments in range of outlets like high-end restaurants to our neighborhood chaiwalas when they too are Tez users. Most of the features are similar to that of other UPI apps hence the distinctive feature called Cash Mode is what makes all the difference.

Interestingly, Cash Mode prevents the user from going through time consuming steps to transfer cash with the help of Audio QR code. When you want to use the Cash-mode , all it requires is the presence of both the user and the receiver in the same place and both must have Tez app in their devices. Cash-mode works even without mentioning the phone number or any other details of the recipient. Only thing that has to be done is both the phones should be placed closely to each other and so both the devices will get connected through the transmission of ultrasound signals . The sender's device sends the signal and the receiver's read the signals. To make the transfer, the sender has to swipe up the cash mode button to send and the recipient has to swipe down. You are done and it is as simple as that.


      To sum up, Tez (means 'fast' in Hindi) as the name implies, the app works faster and enables instant cash transfers with the highly beneficial features no matter where we are. Even then, there are quite little flaws that need to be looked upon. Some users raise the complaint that when they try cash mode in noisy places, it becomes difficult for the devices to recognize the audio signals and hence it consumes time. Other than that Tez tends to be a technological miracle.